Critical Home Repair

Critical home repair is a service that addresses urgent health and safety repairs for low-to moderate-income homeowners.

Common repairs include:

  • Roofing and structural stabilization
  • Plumbing, electrical and HVAC upgrades
  • Accessibility improvements such as ramps and grab bars

The service is offered by local nonprofits such as Habitat for Humanity Charlotte Region, Rebuilding Together Greater Charlotte, Greater Matthews Habitat for Humanity and She Built this City.

roofer repairing roof

Eligibility Criteria

  • Must own and occupy the home
  • Income at or below 80% of the Area Median Income
  • Property taxes are current
  • Have or willing to obtain homeowners insurance
  • Funded as a forgivable loan - no repayment if homeowner stays in the home for at least 5 years after the repair(s)

How to Apply

Eligible homeowners should apply directly with one of the agencies listed below. The agency will guide applicants through the full process.

Rebuilding Together of Greater Charlotte

Habitat for Humanity of the Charlotte Region

Greater Matthews Habitat for Humanity

She Built this City

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